Want money for a commercial venture?

It is AFG's formidable relationship with Australia's leading banks and financial institutions that ensures its commercial lending clients have access to a superior product range and professional service.

"AFG is the nation's largest residential mortgage wholesaler and it is that status among banks and financial institutions that allows us to leverage the best deals from them for our commercial clients," Director of Commercial Lending at AFG, Kevin Matthews said.

"When it comes to commercial finance and associated services, the range offered by AFG is second to none.

"Quite simply, we have every financial product and service a business person could want – be it a hairdresser wanting to set up their own salon, a financial adviser to a large multi-national company wanting to borrow millions of dollars for a take-over bid, to a property developer requiring finance to build an up-market hotel.

"Our members also tend to spend a lot of time helping many of our current residential home loan clients purchase an investment property."

Mr Matthews – who has more than 29 years experience in the financial industry – said it was his personal responsibility to endeavour to find and periodically assess what products and services commercial clients wanted.

It was important he said, to be sensitive to market conditions and respond quickly to the changing demands from clients.

A large part of Mr Matthews' time is spent talking to AFG members and determining from them what range of products and services commercial clients required to satisfy their funding requirements.

"I've been on both sides of the fence and understand both points of view," he said.

"I know what it is that a broker wants to achieve for their client and I also know how a large financial institution operates from an insider's point of view."

Mr Matthews – who has been a licenced Finance Broker for 15 yrs, is a fellow of the Mortgage Industry Association of Australia and an executive councillor of the Finance Brokers Association of Australia, said it was his professional training that stressed to him the importance of clients always obtaining ethical advice.

"At AFG, all our members have to adhere to industry standards – which we support – and our own in-house ethical guidelines," he said.

"I think part of the reason our members are proud to be associated with AFG is because of our standing in the industry which is directly attributable to the ethical standards we enforce coupled with the education and training programs we are continually co-ordinating for them."

Services

AFG members can assist with commercial lending advice on –

• Equipment Finance
• Business Loans
• Debtor Finance
• Commercial Property Finance
• Property Development